"Installment land contracts" or "land contracts" as they are usually called in Ohio, normally involve a seller promising to convey title to a piece of land at some point in the future in exchange for a buyer promising to make monthly payments during the intervening time. The piece of land must be in Ohio and must be improved by a dwelling. The seller retains title to the property as security for the buyer's obligation. In Ohio, land contracts are governed by Ohio Revised Code Chapter 5313.