Student Loan Law: Forms

US Supreme Court strikes down student loan forgiveness.

Borrowers may be eligible for forgiveness of the federal student loans used to attend a school if that school misled them or engaged in other misconduct in violation of certain laws. This type of loan forgiveness is called “borrower defense to repayment,” sometimes abbreviated to “borrower defense.

Must accompany hardship claim

from Student Loan Borrower Assistance.org, referencing the Student Loan Law book pictured on the Home page of this guide.

Public Service Loan Forgiveness Program

Regulation enacted 7/10/23

Due to changes in PSLF regulation, you can now buy back certain months in your payment history to make them qualifying payments for PSLF. Specifically, you can buy back months that don’t count as qualifying payments because you were in an ineligible deferment or forbearance status.

1% of Temporary Expanded Public Service Loan Forgiveness requests were approved by the Dept. of Education.