Credit / Debit, Checking and Gift Card Laws : Ohio and Federal: Gift Cards

Sale of gift card expiring within two years of sale prohibited.

Explains Ohio's Gift Card Law and the exceptions to it.

Misuse of credit cards.

Identity fraud

Official interpretations of Regulation E from the Consumer Financial Protection Bureau (CFPB). Requirements for gift cards and gift certificates

TELEMARKETING SALES RULE 16 - applies to credit debit card transactions done over the phone.

The rule prohibits prohibit the use of reloadable cards (such as Green Dot, Vanilla, and many cards that work with the Blackhawk network) in telemarketing transactions.

Better Business Bureau 3/9/21

AARP

Consumer Financial Protection Bureau

FTC.gov. In 2021, more people reported paying romance scammers with gift cards than with any other payment method. In fact, about one in four people said they paid a romance scammer with a gift card, and they reported losing $36 million last year.