LibGuides: Credit and Debit Card Laws : Ohio and Federal: Being Sued for Old Credit Card Debt?

Consumer Law Pleadings by National Consumer Law Center
Call Number: KF 1040 .A3 C65
Publication Date: Up to date through 2013

Oh. Rev. Code Sec. 2305.06
The statute of limitations for bringing an action on a written contract, which a credit card agreement is, is eight years.The time limit is counted from when a debt became overdue or when a borrower last made a payment, whichever happened more recently.

Blank Answer WORD
If a credit card company or bill collector sues you, you must file an answer to the lawsuit within 28 days.
Motion - Relief from Judgment - Common Pleas Court (Civil Rule 60B) WORD
If the creditor gets a judgment against you, you can file Motion for Relief from Judgment if you can prove a ground under Oh. Civ. Rule 60(B): (1) mistake,
inadvertence, surprise or excusable neglect; (2) newly discovered evidence (3) fraud or other
misconduct of an adverse party; (4) the judgment has been satisfied, released or discharged or (5) any other reason justifying relief from the judgment. The motion shall be made within a reasonable time, and for reasons (1), (2) and (3) not more than one year after the judgment.
Oh. Rule of Civ. Proc. 60
Answer to Debt Collector Suit
from Ohio Legal Help.com