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Manufactured and Mobile Homes: Ohio Laws: Repossession and Replevin


Manufactured and mobile homes not classified as real estate may be repossessed or replevined by a secured creditor. Repossession is more extreme because it does not require a court order, but it must be done without breaching the peace. Most courts have held that a secured creditor may not enter the debtor's premises over the objections of the debtor. Since the manufactured home is the debtor's premises, the debtor will probably not give consent. If the debtor will not consent, the creditor will have to resort to a court action called replevin. Replevin is a complicated action. Both debtor and creditor should be represented by an attorney.


Books at the Franklin County Law Library